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122,089 eligible properties. Only ~1,000 permits filed. NYC's ADU program is the largest untapped residential investment opportunity in a generation.
Use our ROI calculator to model ADU investment scenarios across boroughs, ADU types, and financing structures.
Multiple ways to participate in NYC's ADU market — from direct ownership to passive lending.
Purchase eligible properties and build ADUs for rental income. Full ownership, maximum upside.
Provide construction loans to homeowners building ADUs. Fixed returns secured by real property.
Partner with homeowners — fund the build, share the rental income. Lower capital, shared risk.
Each borough offers a different risk-return profile. Staten Island and the Bronx lead on percentage returns; Brooklyn and Queens on absolute income.
Highest percentage returns — lower land cost, strong rental demand
Strong yields with lowest construction entry point in NYC
Highest absolute rental income — premium market positioning
Largest eligible inventory — scale opportunity for portfolio investors
Limited supply, premium rents — niche luxury ADU play
The Plus One program provides up to $395K in forgivable loans to homeowners. For investors, this means partnership deals where the city subsidizes construction costs — dramatically improving your risk-adjusted return.
An honest assessment of the ADU investment landscape in NYC.
Less than 1% of eligible properties have filed permits. Early investors capture the best deals.
The NYC Plus One program provides up to $395K, reducing investor capital requirements.
NYC vacancy rates are at historic lows. ADU rentals fill immediately at market rates.
NYC permitting and construction can face delays. Pre-approved plans mitigate but don't eliminate this.
City of Yes is new legislation. Zoning rules could be refined as the program matures.
Current rules require owner occupancy in the primary home or ADU, limiting pure investor plays.
Connect with property owners, browse eligible properties, and start building your ADU portfolio.